Where to invest my money? You are likely asking yourself this question because you've worked hard to earn money and it took a long time to save something; which has involved some sacrifices. But what if you invested that money you saved?
If you do it wisely, investing everything you don't need, you can generate high income. Can you imagine multiplying your winnings by 10? We can already imagine the face you have put on. Also, think that if you lost it, since it is an amount that you do not need for important things, it would not negatively influence your life.
As Kiyosaki said in his book Rich Dad Poor Dad:
Why work hard to get money? Learn to make money and people work for you, and you will be free to do the most important things.
Kiyosaki
If you have come this far, it is because you want to know how to put money to work for you and you want to know all the options that exist to invest money safely and obtain maximum profitability. In this way, you can make a good decision for your future. But, do you still have doubts about what to invest in? In this post we explain the options you have to invest your money, so that you can choose the one that best suits your profile.
We know, This is a personal decision that you must make, since your personal finances are at stake. Therefore, in order to help you make the best decision, below we reveal all the options you have to invest your money and produce more.
Where to invest my money?
Before taking the step to invest, we advise you to have some savings. Do not invest everything you have, nor what you will need soon for important things. And of course, do not go into debt. In case of having debts, resolve them as soon as possible!
Then learn and gain knowledge about investments and finance, even take a course to gain knowledge and develop the necessary skills.
With all this in mind, you must now ask yourself "where do I invest my money safely?" Find out about the alternatives on the market, their characteristics and operation, the risk or security that it entails, as well as its profitability.
Another of your concerns is choosing the right option for you. For example, the fact that investing in real estate worked for your neighbor does not mean that it will also be successful for you. Faced with so many alternatives that exist to invest money, your challenge is to find a safe investment, without risk and at the same time profitable. And don't make the mistake of investing everything in the same bag, diversify everything you can!
You can invest money in real estate; These are commercial premises, tourist land and especially in homes. This is one of the options where the risk is small and the profitability is good. Although prices may vary over time, it can be prevented, not like the stock market.
In the stock market you can make money when the stock market goes up and when it goes down. But you should only do it when you know what you are talking about and have specialized knowledge about this field.
What can I invest my money in?
Do you have doubts about where to invest your money? Let us tell you that everything will depend on your knowledge, your preferences, how much you want to risk or your financial goals.
We know that what you do have clear is that leaving your money in the bank does not make any sense. And that is why investing is the best option to produce more and get the money to work for you.
In addition to the options listed above, there are other options that you can invest in. For example, you can invest in startups if you like the vision that others have to create business. One of the platforms that exist is Startup Xplore, from which you can invest from 1,000 euros. If you can invest a little more, starting at 3,000 euros, The Crowd Angel is another powerful platform.
In this sense, investing in a startup is positive when the startup is sold to a third party; thus the investor can benefit from that profit.
Where to invest my money without risk?
One of the options, which we have not talked about yet, and with which you can invest money without risk or with a very low risk, is to start or invest in a franchise with little investment. This is the case of Tu-App.net. The risk is minimal and the return on investment is high, with the first sale.
Safe investments
As we just said, one of the safest investments is franchises. To know which are the best franchises to invest and the most profitable by sector, you should take into account this post about franchises.
Ways to invest money
In addition to investing money in real estate, the stock market, startups or franchises, there are other ways to invest money that are also profitable.
One of them is crowdlending. This innovative method, which arises from crowdfunding, consists of numerous investors investing in projects, companies or people without the need to resort to banks or another similar entity. So that you understand us, it is a platform for p2p loans between people.
One of them is crowdlending. This innovative method, which arises from crowdfunding, consists of numerous investors investing in projects, companies or people without the need to resort to banks or another similar entity. So that you understand us, it is a platform for p2p loans between people.
Not all financial products to invest in have to be from banks or insurance companies. There are other platforms that offer savings and investment plans. I'll tell you what they are below.
Where to invest today?
I wish there was a magic wand to know where to invest your money today safely and with a high profitability, where you know that you will recover (and multiply) your initial investment in a short time and not lose a single euro.
There is no such thing as a wand to know where to invest today. But you should take a look at other options where to invest your money, before making any decision.
Invest in the stock market
Investing in the stock market or in the stock market is an ideal option if you have specialized knowledge about this sector. Don't jump into the pool to try something new. Not here!
We advise you to read specialized content or even hire a consultant to guide you. If you don't have the proper preparation, there is a risk of losing all the money you invest.
If this is the first time you are going to invest in the stock market, we advise you to buy shares in solid companies. And although this does not assure us a high profitability, the risk will be lower.
Keep in mind that to invest in the stock market you do not have to invest a minimum amount. But, regardless of the amount you invest, analyze how much commission the stockbrokers or brokers charge for each transaction. Many can even set a minimum amount, a requirement to invest with them. In addition to this, make sure that the broker is authorized to trade on the exchange.
Invest in Cryptocurrencies
If you want to make a safe investment, keep in mind that cryptocurrencies, binary options and the like are not the best option.
There is no criterion to predict the future of bitcoins, ethereums, litecoins and other cryptocurrencies, since it is a practically new market, subject to great volatility, on the rise. So more than an investment, it would be a bet.
Invest in Bitcoin
Within cryptocurrencies, there are bitcoins, so if you had doubts about whether or not to invest in bitcoins, we have already solved it, right?
In case it has not been clear to you, bitcoins are more a bet and not a form of investment. So we do not consider it a safe way to invest your money.
Invest in stocks
Remember that a stock is a part of the property of a company, which is listed on a public stock exchange.
The option to buy shares to get dividends is a top strategy. To decide how much to invest and avoid headaches, if you are not good at calculating, we recommend using a robo advisor, an automated manager that sets up an investment portfolio, according to your investor profile. In other words, you put the money in and you don't worry.
Invest in real estate
As we said almost at the beginning, in the section on where to invest your money, one of the best known options is to invest in real estate.
The ways to invest in real estate safely is through:
- Buying and selling real estate.
- Lease
- Crowdlending
Invest in forex
Trading is not a breeze. The user needs to have some knowledge, a discipline and learn a methodology to operate in the trading system.
Therefore, investing in Forex can be profitable only if you know the currency market, how brokers work and if you are an experienced trader.
At the beginning, it is better that you start trading with stocks or bonds, with less volatility, in the medium or long term. And not in the short term, since you could lose more money than you invested.
Invest in your own online business
If you want to start or invest in your own Internet business, one of the most profitable options that exist is to create a business for the sale of mobile apps. Tu-App.net has a very simple app creator with which you can create Apps without knowing design or programming.
You can do an investigation of the places that are nearby in your area or other online businesses in which you see an opportunity, and then sell them at a price that is around 1,500 euros on average. As you can see, it is a business that you can do from the Internet and without leaving your home. A profitable investment, don't you think?
Where to invest 1000 USD?
If you want to invest 1,000 euros safely, the best options are to buy shares in companies that you have previously studied their profitability and potential. If you are correct, you will receive dividends (between 4-5%) and your investment may revalue 10-30% more.
Although you can also be wrong. Therefore, it is best to diversify the risks. With a thousand euros it does not give you to buy many more shares, due to the commissions generated. Of course, what we do not recommend is that you start with options with more risk, such as cryptocurrencies or Forex.
Where to invest 10,000 USD?
If you have 10,000 euros of savings that you can use to invest, think carefully about what you want to do with it wisely. And don't be in a hurry.
What we would tell you is that you analyze what part of your savings you cannot touch, what other part you need for your basic needs and live comfortably, and what other amount you have to invest and reinvest, to put your money working for you.
Of all the options we have seen here today on where to invest money, which one would you bet on?